Edward Jones financial adviser Teresa Starman is hosting a free 60-minute educational seminar titled “Roth IRAs: Retirement Can Be Less Taxing” at 6:30 p.m. Feb. 9 and at 10:30 a.m. Feb. 13 at 18728 Bothell Way, Bothell. Call Allyn at (425) 481-0494 for reservations.